Many lending institutions offer a special type of mortgage, designed to help
first-time buyers in particular, where the initial repayments are reduced, increasing
progressively for the first few years until the correct repayment level is reached.
These can be helpful, but if you move in the early years, you may find that your
mortgage has marginally increased, certainly little will have been repaid. While
worth considering, as with all financial aspects, you must take professional advice
first.
