Our new website has an online mortgage calculator to help you find out how much money you can borrow. By researching budget variations before you speak to one of our financial advisors, you can be better equipped and prepared.
At Finch & Company we believe that we can find you a competitive mortgage, tailored to suit your individual needs. We can introduce mortgage and protection products through Embrace Mortgage Services. Embrace Advisors are constantly updated and offer a comprehensive range of mortgages from across the market but not deals that you can obtain by going direct to the lender. They will search through 100s of deals to ensure they find a competitive deal for you from a broad selection of lenders, not just one.
With the help of your very own personal expert you will be assisted through every step of the process to ensure you experience what we firmly believe is the very best in customer service so why not take up our challenge - simply contact the team of mortgage advisors, sit back and let them do all the work for you.
We also have a stamp duty guide and calculator. Stamp duty land tax (SDLT) must be paid if you are buying land or a property over a fixed amount. Currently for residential property, the threshold is £125,000 and £150,000 for non-residential land and properties.
You must pay this tax when you buy a freehold property, a new or existing leasehold, a property through a shared ownership scheme, or are transferred land or property in exchange for payment (for example you take on a mortgage or buy a share in a house).
If you are buying a property as a buy-to-let investment, the Stamp Duty you will pay is 3% on top of the usual SDLT rate.